Why traditional scoring is no longer sufficient following the entry into force of CCD2: A young professional, stable income, impeccable payment behaviour – yet flagged as a credit risk due to lack of scoring history. This is exactly the blind spot that CCD2 is forcing lenders in Germany to address. Find out why real-time financial data is the missing piece.
How fino digital’s AI-powered real-time account analysis revolutionizes the home loan process at Interhyp – precise credit data for instant lending decisions.
CCD2 – New Rules, New Opportunities. What the new Consumer Credit Directive really means for banks, credit intermediaries, and borrowers.
Qonto, the leading European financial solution for SMEs, will be relying on fino.digital’s account switching solution in future. This means that business customers can also benefit from the services offered by the data analysis experts from Kassel. Account switching is free of charge for Qonto users.
In an interview with the Börsen-Zeitung: “Not all start-ups are suffering to the same extent from the funding slump. Thanks to a stringent selection of new projects, fino.digital has been working profitably right from the start. The creators are also staying away from acquisition plans in order to maintain their freedom.”
In highly competitive housing markets with countless prospective tenants, individual credit checks require a great deal of work. AI can significantly reduce this workload.
In a guest article in the trade magazine “IVV – Immobilien vermieten & verwalten”, our partner Alexander Sieverts from itsmydata and Aleksandar Jeremic, CEO of fino.digital, describe how digital solutions can speed up the process of checking the solvency and creditworthiness of prospective tenants for landlords.
The digitalisation partner GuideCom will build on the know-how of fino.digital’s data analysis experts in future and open up new opportunities in financial advice for advisors and corporate customers of savings banks with the help of integration into the sales software.
Deutsche Firmenkredit Partner and fino.digital enter into strategic cooperation.
Kassel, Berlin. Deutsche Firmenkredit Partner (DFKP) has decided to use the fino-Cockpit data analytics solution from FinTech fino.digital as part of its credit rating process. The company intends to use this to further optimise financing advice for its customers and drive its growth.
Due to inflation and very high energy costs, companies and private individuals are currently having to contend with a significant additional financial burden. This also increases the credit risk for banks
