Checking tenant creditworthiness with the help of AI

The Austrian bank99 is now relying on fino digital for digital customer services: alongside the account switching assistant and account switching service, the bank is from now on also using the securities account switching service — making it the first financial institution in Austria to deploy three of fino digital’s switching solutions at once.

Why traditional scoring is no longer sufficient following the entry into force of CCD2: A young professional, stable income, impeccable payment behaviour – yet flagged as a credit risk due to lack of scoring history. This is exactly the blind spot that CCD2 is forcing lenders in Germany to address. Find out why real-time financial data is the missing piece.

How fino digital’s AI-powered real-time account analysis revolutionizes the home loan process at Interhyp – precise credit data for instant lending decisions.