Data protection

MAdE IN germanY

The protection of the personal data of fino’s customers and partners enjoys the highest priority. fino is approved by the German Federal Financial Supervisory Authority (BaFin) as an account information service provider (AISP). 



Hosting is provided in high-security data centers at Tier-4 level. Dual supply paths ensure both complete redundancy and maximum stability.


Innovative technologies are covered by the European Payment Services Directive (PSD2).

Providers of such services must comply with extensive security requirements for data centers as well as data transmission and storage.


fino uses data centers in Germany that are certified according to banking standards (PCI-DSS) as well as IT security standards (ISO 27001). In addition, data is only transmitted (SSL + TLS) and stored (AES) in encrypted form.