We are pleased that Beratungslounge Essen is using our fino-Cockpit and thus seamlessly combines the strength of personal customer consulting with the advantages of the digital financial check. Their managing director, Michael Hater, vividly explains the advantages and background to hybrid consulting in an article: https://www.beratungslounge.de/hybride-beratung-das-beste-aus-zwei-welten/

German Lending’s Future: Why Regulations Are Pushing Credit Scoring Towards Real-Time Data
Why traditional scoring is no longer sufficient following the entry into force of CCD2: A young professional, stable income, impeccable payment behaviour – yet flagged as a credit risk due to lack of scoring history. This is exactly the blind spot that CCD2 is forcing lenders in Germany to address. Find out why real-time financial data is the missing piece.

